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Bajaj Life Insurance

Backed by 100 Years of Bajaj Group Trust

Join Bajaj Life Insurance as a Certified Consultant and build an independent, rewarding business.

  • 100 Years of Excellence: Legacy founded in 1926 by Shri Jamnalal Bajaj.
  • Proven Foundation: Bajaj Life Insurance got licensed by IRDAI in 2001 in joint venture with Allianz.
  • Diverse Financial Empire: Presence across Life Insurance, General Insurance, NBFC, Auto, and Renewable Energy.
  • Massive Scale & Trust: Serving over 100+ Million customers with multi-trillion rupee Assets Under Management (AUM).
Join Now / Get Started

1926 - 2026

Celebrating 100 Years of Bajaj Group

A century of nation-building, integrity, and financial security across millions of Indian homes.

Commemorative heritage graphic celebrating 100 years of the Bajaj Group

Corporate Evolution

The Growth Journey of Bajaj Life Insurance

From a pioneering joint venture to one of India’s most trusted financial powerhouses.

2001

The Foundation

IRDAI Licensing & Allianz JV

Established in 2001 as a joint venture with Allianz SE, setting up Corporate Headquarters at Pune, Maharashtra.

2006 - 2015

Expansion Era

Nationwide Reach & Agency Network

Expanded footprint across 500+ branches nationwide, building a massive network of professional consultants and advisors.

2016 - 2024

FINANCIAL INNOVATION

Pioneered SISO Concept

Launched industry-first SISO (Systematic In, Systematic Out) zero-loading monthly mode, backed by i-Smart digital platforms.

2025 & Beyond

Pure Bajaj Leadership

Consolidated Strength & Sole Ownership

Bajaj Group took complete strategic command to deliver unmatched customer value and consultant opportunities.

Financial Strength & Market Credentials

Numbers That Build Lasting Trust

A legacy of stability, scale, and reliability that gives your clients complete peace of mind.

₹1.1 Lakh Cr+

Assets Under Management (AUM)

₹13000+ Cr

Company Net Worth

99.23%

Claim Settlement Ratio

432%

Solvency Ratio (3x Statutory Limit)

Partnership Models

Choose Your Partnership Profile

Select the partnership model that best aligns with your experience, network, and goals.

Start Your Career

Insurance Consultant (IC)

An IRDAI-regulated professional opportunity with flexible engagement, product-based payouts and a clear pathway to build your insurance career.

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Start Your Career

Insurance Consultant (IC)

An authorised insurance professional who builds client relationships and sources eligible insurance business. A flexible model that can become a long-term insurance career.

Your IC Journey

Register Train Exam Licence Build

1. What Is an IC?

  • Regulated insurance distribution opportunity.
  • Works as an authorised insurance consultant, subject to applicable IRDAI and company requirements.
  • Develops clients, understands needs, explains suitable solutions and supports the policy journey.
  • Primarily an individual-business model, not a conventional salaried job.
  • Can later progress towards CLIA, subject to applicable criteria.

2. IC Journey

01

Registration & Onboarding

Complete required registration, KYC and onboarding.

02

3-Day Induction Training

Complete the 3-day induction covering insurance, products, customer needs, compliance and sales skills.

3-Day Induction Training
03

Insurance Examination

Appear for the prescribed insurance consultant examination at an authorised examination centre.

IRDAI / Insurance Examination
04

Qualify

50 MCQ questions, four options each, with result displayed after the examination.

Qualifying marks and examination rules are subject to the applicable current process.

05

Appointment & Licence

After completing applicable requirements, proceed towards appointment and insurance consultant licence.

06

Start Your Business

Begin client development and eligible insurance business with assigned manager support.

3. Examination at a Glance

  • 50 MCQs
  • Four options per question
  • Authorised examination centre
  • Result displayed after examination
  • IRDA Examination Fee: ₹614
  • IRDA Re-examination Fee: ₹549 (in case of fail/absent)

4. Manager Support

You don't build the business alone

After appointment, an assigned Sales/Agency Manager supports the IC with product understanding, case discussions, field activity, business development and the sales process.

Product & Case Guidance Field Activity Support Sales Assistance Business Development Support

5. What Can an IC Do?

Life Protection

Term and eligible life solutions.

Savings & Traditional

Eligible savings and protection solutions.

ULIPs

Market-linked wealth-creation solutions.

Pension & Retirement

Eligible pension and retirement solutions.

MWPA & HUF

Eligible specialised cases subject to applicable requirements.

Keyman / Employer-Employee

Eligible business insurance opportunities subject to product and regulatory requirements.

Exact products and permitted activities depend on insurer, product terms and applicable regulations.

6. Can an IC Work Across Insurance Categories?

Life

One eligible Life insurer

General

One eligible General insurer

Health

One eligible Standalone Health insurer

Appointments and insurer choices are subject to current IRDAI rules and applicable insurer requirements.

7. Product-Based Payout Opportunity

Payouts vary by product, premium, policy term and approved insurer remuneration structure.

ULIP

Approx. 1%–9% of first-year premium

Traditional / Savings

Approx. 10%–35%

Term

Up to approx. 40% basic commission

Pension / Retirement

Approx. 5%–35%

Eligible renewal-related payouts and additional incentives may be available as per applicable company/product terms.

Disclaimer: Displayed percentages are indicative only. Actual payouts, renewals, rewards and incentives depend on product, insurer and applicable terms.

8. Why IC?

Flexible professional engagement Build your own client relationships Multiple insurance categories Long-term renewal business potential Contests and recognition opportunities Opportunity to progress towards leadership

9. Start as an IC. Grow into Leadership.

IC Build Business Meet Applicable Criteria CLIA Team & Leadership

Eligible ICs may progress towards CLIA after meeting applicable performance, club and company criteria.

10. Where Does IRDAI Fit In?

IRDAI — Insurance Regulatory and Development Authority of India — is the statutory regulator of the insurance sector. It regulates insurers and intermediaries, supports policyholder protection and oversees the orderly development of the sector.

Regulatory framework Licensing and eligibility Policyholder protection Industry development

IRDAI does not directly employ, train or pay the Insurance Consultant.

11. CareerNext Support

12. Who Can Consider IC?

Retired Professionals Homemakers Freelancers Working Professionals Entrepreneurs Experienced Insurance Professionals

Eligibility and appointment are subject to applicable regulatory and insurer requirements.

Your Experience. Your Network. Your Insurance Career.

Start with the IC model, build your client base and decide how far you want to grow.

Start Your IC Journey Explore 3-Day Training
Leadership & Team Building

Chief Life Insurance Advisor (CLIA)

An internal leadership pathway for qualifying ICs, combining personal business with advisor recruitment, team building and leadership-based payout opportunities.

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Leadership & Team Building

Chief Life Insurance Advisor (CLIA)

CLIA is an internal leadership pathway available to eligible Insurance Consultants after achieving the applicable Club membership criteria. A CLIA can continue personal business while building and developing a team of Insurance Consultants.

Your CLIA Journey

IC CLUB MEMBER CLIA BUILD DIRECT TEAM DEVELOP LEADERS GROW YOUR BUSINESS

1. What Is CLIA?

  • CLIA is an internal promotion pathway from the IC profile.
  • An IC first needs to achieve the applicable Basic Club membership criteria.
  • After becoming eligible for Club membership, the IC can choose to opt for the CLIA pathway.
  • A CLIA can continue doing business under their own consultant code.
  • In addition, a CLIA can recruit Insurance Consultants under their direct team.
  • CLIA therefore combines individual business with team building, mentoring and leadership.

Keep building your own business while building and developing your professional team.

2. Basic Club Qualification

ULIP Business

Minimum ₹3 lakh First Annual Premium

Traditional Business

Minimum ₹1.5 lakh First Annual Premium

Term Business

Minimum ₹1 lakh business

SISO Monthly Mode

Minimum 6 qualifying policies

SISO Monthly Premium

  • Term: minimum ₹3,000 monthly premium
  • ULIP: minimum ₹5,000 monthly premium
  • Traditional: minimum ₹5,000 monthly premium
COMPLETE CLUB CRITERIA BECOME CLUB MEMBER CHOOSE CLIA

3. Your Choice After Club Membership

After achieving Club membership, the eligible IC can choose to continue as an individual Insurance Consultant (IC) or opt for the CLIA leadership pathway.

If the IC Chooses CLIA

  • Continue personal business under own code
  • Recruit Insurance Consultants
  • Build a direct team
  • Train, mentor and develop team members
  • Help eligible team members progress towards leadership
  • Earn applicable team-based incentives and payouts

4. Direct Team + One-Level Indirect Team

You — CLIA Direct Team — Insurance Consultants (ICs) Indirect Team — CLIA developed from your direct team

CLIA benefits can come from the direct team of Insurance Consultants and, where applicable, from one additional indirect level when a direct team member progresses to CLIA.

This is a one-level leadership structure: benefits are linked to the direct team and one indirect CLIA level only.

5. CLIA Team-Based Benefits

A CLIA can continue personal business under their own code and may also receive eligible team-based payouts and incentives from the direct team and applicable one-level indirect CLIA team.

01

IC Addition Incentive

Applicable incentive linked to the first qualifying policy/business of a newly appointed Insurance Consultant.

02

Training Incentives

Eligible training-related incentives linked to developing and supporting the team, including applicable monthly opportunities.

03

Mentorship Incentives

Annual mentorship-related incentives for developing and supporting the team.

04

QSSR Incentives

Applicable QSSR-based incentives linked to qualifying team performance.

05

Club Membership Incentives

Incentives linked to eligible team members achieving Club membership.

06

MDRT Incentives

Applicable incentives linked to eligible MDRT achievement within the team.

Detailed payout structures and qualification conditions will be explained separately in the relevant Rewards & Recognition content.

6. Build Future Leaders

When a direct Insurance Consultant develops into a CLIA, that CLIA becomes part of the one-level indirect team. The original CLIA may receive eligible benefits from the indirect CLIA team as per the applicable structure.

CLIA can therefore help successful ICs develop into future leaders while continuing to participate in the applicable team-based business structure.

7. Team FYC Opportunity

Up to 20% of FYC earned by eligible downline CLIA teams

Eligible CLIA team payouts can extend to the one-level indirect CLIA structure, with the applicable benefit linked to FYC generated by the eligible downline CLIA team.

8. Your Own Business Does Not Stop

Becoming a CLIA does not mean giving up personal business. A CLIA can continue sourcing and closing eligible insurance business under their own consultant code while simultaneously building and developing the team.

Personal Business + Direct Team + One-Level Leadership = CLIA Career Model

9. Grow as a Professional Leader

CLIA development is not limited to business numbers. Eligible CLIA professionals can participate in training, workshops and leadership development programmes conducted at different locations across India.

Leadership Skills Team Management Mentoring & Coaching Insurance Business Development

Training and workshops are designed to strengthen professional knowledge, leadership capability and team development.

10. Why Move From IC to CLIA?

Continue your own insurance business Recruit and build a direct IC team Develop future CLIA leaders Earn eligible team-based incentives Participate in leadership training and workshops Build a long-term insurance leadership career

11. CLIA Career Pathway

Insurance Consultant Basic Club Membership CLIA Build Direct IC Team Develop Future CLIA Leaders One-Level Indirect Team

Your journey can evolve from individual business to team leadership while your personal business continues.

Ready to Build Your Own Team?

Start with the IC model, achieve the applicable Club criteria and explore your pathway towards CLIA leadership.

Start as an IC Apply Now
Part-Time Salary Role

Agency Sales Insurance Manager (ASIM)

A part-time, salary-supported individual selling role for experienced insurance professionals with an existing client base and willingness to take defined targets.

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Part-Time Salary Role

Agency Sales Insurance Manager (ASIM)

A part-time, salary-supported individual selling role for experienced insurance professionals with an existing client base and willingness to take defined targets.

What's Included

Part-time salary-based individual capacity selling role, compensation equal to ASO, with the same overriding and performance benefits.

Apply Now
Part-Time Hybrid Role

Agency Sales Officer (ASO)

A salary-supported role for experienced insurance professionals, combining individual business with the opportunity to recruit and build a team.

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Part-Time Hybrid Role

Agency Sales Officer (ASO)

A salary-supported role for experienced insurance professionals, combining individual business with the opportunity to recruit and build a team.

What's Included

Hybrid part-time role, fixed salary support + overriding payouts on team sales.

Apply Now
Multi-Brand Distributor

Insurance Marketing Firm (IMF)

A regulated multi-insurer distribution model for entrepreneurs and professional distributors seeking to build a structured insurance business.

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Multi-Brand Distributor

Insurance Marketing Firm (IMF)

A regulated multi-insurer distribution model for entrepreneurs and professional distributors seeking to build a structured insurance business.

What's Included

Setup to tie up with up to 2 Life, 2 General, and 2 Health companies with corporate brokerage.

Apply Now
Premium High-Value Partnership

Agency Development Partner (ADP)

A high-value distribution partnership for established businesses, professional distributors & large networks seeking to build significant insurance volumes.

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Premium High-Value Partnership

Agency Development Partner (ADP)

A high-value distribution partnership for established businesses, professional distributors & large networks seeking to build significant insurance volumes.

What's Included

Offers industry-highest payouts of up to 80% on 1st-year premiums (T&C apply) for leveraging existing client networks.

Apply Now

Business Opportunity

Key Benefits of Partnering with Bajaj Life

A rewarding, zero-investment partnership model designed around your goals

99.23% Claim Settlement Ratio

Partner with India's trusted insurer backed by 99.23% CSR and 8-Hour Express Claim Settlement for effortless client trust.

High-Ticket & Innovative Plans

Exclusive access to premier corporate & retail products including Keyman, MWPA, Employer-Employee, and Annuity plans.

Instant Digital Onboarding & Apps

Complete paperless policy issuance via Bajaj Smart Sell app, automated lead support, and live commission tracking.

MDRT Pathways & Corporate Clubs

Dedicated pathways to qualify for MDRT alongside exclusive Silver, Gold, Platinum, and Titanium club benefits with sponsored travel.

Bajaj Life Product Portfolio

Bajaj Life Product Portfolio

Explore solutions across protection, savings, wealth creation and retirement planning.

Term Insurance

Protection

eTouch II

Pure online term cover with flexible payout options.

View Plan Details

iSecure II

Comprehensive term plan with optional riders.

View Plan Details

Superwoman Term

Term protection designed for women, at lower premiums.

View Plan Details

Guaranteed & Savings

Long-Term Goals

ACE

Guaranteed savings with regular income payouts.

View Plan Details

Assured Wealth Goal Platinum

Milestone-based guaranteed payouts for life goals.

View Plan Details

Goal Suraksha

Protection plus guaranteed maturity benefit.

View Plan Details

ULIP & Wealth Creation

Market-Linked

Supreme Gold

Unit-linked plan with wealth-building fund options.

View Plan Details

Life Long Goal (LLG)

Long term ULIP for goal-based investing.

View Plan Details

Gain

Market-linked savings with protection cover.

View Plan Details

Retirement & Pension

Retirement Planning

Guaranteed Pension Goal II

Lifelong guaranteed pension income.

View Plan Details

Smart Pension

Flexible contributions for a planned retirement.

View Plan Details

Saral Pension

Simple immediate annuity with steady income.

View Plan Details

Protection

eTouch II

Pure online term cover with flexible payout options.

Key Plan Highlights

  • Pure Term Protection with high sum assured options
  • Return of Premium (ROP) variant available
  • Flexible payout options: Lump sum, monthly income, or combination
  • Terminal illness coverage included
Apply as a Consultant

Details are indicative only. Please refer to the applicable official product brochure and policy document for complete product-specific terms and conditions.

Protection

iSecure II

Comprehensive term plan with optional riders.

Key Plan Highlights

  • Level term assurance plan for family financial security
  • Joint life option to cover spouse under single policy
  • Flexible policy term and premium payment options
  • Comprehensive rider protection (Accidental Death, Critical Illness)
Apply as a Consultant

Details are indicative only. Please refer to the applicable official product brochure and policy document for complete product-specific terms and conditions.

Protection

Superwoman Term

Term protection designed for women, at lower premiums.

Key Plan Highlights

  • Exclusively crafted term plan for women with discounted premium rates
  • Specialized critical illness coverage for female-specific health risks
  • Life stage upgrade option (marriage, childbirth)
  • Tax benefits under Section 80C & 10(10D)
Apply as a Consultant

Details are indicative only. Please refer to the applicable official product brochure and policy document for complete product-specific terms and conditions.

Long-Term Goals

ACE

Guaranteed savings with regular income payouts.

Key Plan Highlights

  • Early or deferred guaranteed income options
  • Life cover protection throughout the policy duration
  • Choice of increasing or constant guaranteed income
  • Flexibility to accumulate payout and earn interest
Apply as a Consultant

Details are indicative only. Please refer to the applicable official product brochure and policy document for complete product-specific terms and conditions.

Long-Term Goals

Assured Wealth Goal Platinum

Milestone-based guaranteed payouts for life goals.

Key Plan Highlights

  • 100% Guaranteed benefits for key life milestones
  • Income options: Second Income, Early Income, or Lump Sum
  • Waiver of Premium option on critical illness or disability
  • Guaranteed return of total premiums paid at maturity
Apply as a Consultant

Details are indicative only. Please refer to the applicable official product brochure and policy document for complete product-specific terms and conditions.

Long-Term Goals

Goal Suraksha

Protection plus guaranteed maturity benefit.

Key Plan Highlights

  • Non-participating non-linked guaranteed life endowment plan
  • Guaranteed Sum Assured at Maturity
  • Short premium payment terms available
  • Dual benefit of life protection and disciplined savings
Apply as a Consultant

Details are indicative only. Please refer to the applicable official product brochure and policy document for complete product-specific terms and conditions.

Market-Linked

Supreme Gold

Unit-linked plan with wealth-building fund options.

Key Plan Highlights

  • Unit Linked Insurance Plan with multiple investment fund options
  • Loyalty additions and Fund Boosters at milestone years
  • Unlimited free switches between equity and debt funds
  • Return of Mortality Charges upon maturity
Apply as a Consultant

Details are indicative only. Please refer to the applicable official product brochure and policy document for complete product-specific terms and conditions.

Market-Linked

Life Long Goal (LLG)

Long term ULIP for goal-based investing.

Key Plan Highlights

  • Whole life protection till age 99
  • Regular income payout option through Systematic Withdrawal Plan (SWP)
  • Return of Allocation and Mortality Charges
  • Premium Waiver benefit for uninterrupted wealth creation
Apply as a Consultant

Details are indicative only. Please refer to the applicable official product brochure and policy document for complete product-specific terms and conditions.

Market-Linked

Gain

Market-linked savings with protection cover.

Key Plan Highlights

  • Market-linked returns combined with financial life protection
  • Multiple asset allocation strategies (Auto transfer, Lifecycle)
  • Flexible withdrawal options for liquidity
  • Tax-free returns under applicable tax laws
Apply as a Consultant

Details are indicative only. Please refer to the applicable official product brochure and policy document for complete product-specific terms and conditions.

Retirement Planning

Guaranteed Pension Goal II

Lifelong guaranteed pension income.

Key Plan Highlights

  • Guaranteed lifelong annuity payouts for peaceful retirement
  • Single Life and Joint Life annuity options with spouse
  • Return of Purchase Price (ROP) to nominees upon demise
  • Choice of Immediate Annuity or Deferred Annuity
Apply as a Consultant

Details are indicative only. Please refer to the applicable official product brochure and policy document for complete product-specific terms and conditions.

Retirement Planning

Smart Pension

Flexible contributions for a planned retirement.

Key Plan Highlights

  • Unit-linked pension plan to build a substantial retirement corpus
  • Dynamic market participation with fund allocation options
  • Guaranteed vesting benefit on retirement date
  • Top-up facility to boost retirement savings anytime
Apply as a Consultant

Details are indicative only. Please refer to the applicable official product brochure and policy document for complete product-specific terms and conditions.

Retirement Planning

Saral Pension

Simple immediate annuity with steady income.

Key Plan Highlights

  • Standardized IRDAI immediate annuity pension plan
  • 100% Return of Purchase Price upon demise of annuitant
  • Guaranteed fixed income starting immediately after single premium
  • Loan facility available against the policy after 6 months
Apply as a Consultant

Details are indicative only. Please refer to the applicable official product brochure and policy document for complete product-specific terms and conditions.

Exclusive Edge

SISO — Systematic In, Systematic Out

A distinctive Bajaj Life approach that brings systematic premium payment and structured benefit options across Traditional, ULIP and Term Insurance solutions.

SISO in Traditional Plans

Systematic premium payments combined with structured benefits and income options across Bajaj Life traditional insurance solutions.

Explore Traditional SISO

SISO in ULIPs

SIP-style Investing + Systematic Withdrawals

Invest systematically during the accumulation phase and create structured withdrawals during the income phase.

Explore ULIP SISO

SISO in Term Insurance

A systematic monthly premium approach across Bajaj Life term insurance solutions, making regular protection planning more convenient.

Explore Term SISO

One Concept. Three Applications.

TRADITIONAL

Systematic Premium
Savings / Benefits
Structured Income

ULIP

Systematic Investment
Market-Linked Accumulation
Systematic Withdrawal

TERM

Systematic Monthly Premium
Life Protection
Plan-Specific Benefits

SISO — Systematic In. Systematic Out.

Protection • Savings • Wealth Creation • Retirement Planning

SISO features and benefits vary across products, variants and options. Customers should refer to the applicable Bajaj Life sales brochure, benefit illustration and policy document for complete product-specific terms and conditions.

SISO • Traditional Plans

SISO in Traditional Plans

SISO brings a systematic approach to premium payments and benefits within Bajaj Life’s traditional insurance portfolio. It can help customers plan regular premium commitments while structuring future benefits according to the selected product and option.

Systematic In

Regular / Monthly Premiums

Policy Benefits

Protection + Savings

Systematic Out

Structured Benefits / Income

as per the selected product

  • Convenient systematic premium payment
  • Long-term disciplined savings
  • Life insurance protection
  • Guaranteed benefits where applicable
  • Participating benefits / bonuses where applicable
  • Structured income or payout options depending on the product
  • Useful for long-term goals, income planning and legacy planning

Where Can Traditional SISO Fit?

Long-Term Savings Future Income Child Goals Retirement Planning Legacy Planning

Benefits, guarantees, bonuses, income patterns and payout structures vary by product and option selected. Not every traditional product provides identical benefits.

SISO • Unit Linked Plans

SISO in ULIPs — Systematic Investing & Systematic Withdrawals

In ULIPs, the SISO concept can combine disciplined regular investing during the accumulation phase with systematic withdrawals during the income phase.

Phase 1 — Systematic In

Monthly Premium
Regular Market-Linked Investment
Units / Fund Value
Long-Term Corpus Accumulation

Phase 2 — Systematic Out

Accumulated Fund Value
Systematic Withdrawals
Regular Cash Flow
Remaining Fund Value Continues to Stay Invested (subject to product terms)

Why is it similar to SIP + SWP?

Systematic In: Regular investing can work broadly like the discipline of a SIP by investing periodically rather than depending on a single market entry point.

Systematic Out: During the payout phase, systematic withdrawals can work broadly like an SWP by providing planned withdrawals while the remaining eligible fund value stays invested.

  • Regular monthly investment discipline
  • Market-linked wealth creation potential
  • Rupee-cost averaging through periodic investing
  • Long-term corpus building
  • Systematic withdrawal options where available
  • Remaining fund value may continue to participate in the market
  • Life insurance protection
  • Fund switching options where available
  • Product-specific loyalty additions or other benefits only where applicable
Invest Accumulate Withdraw Systematically Continue Investing

ULIPs are market-linked insurance products. Investment risk in the investment portfolio is borne by the policyholder. Fund value, returns, charges, lock-in, withdrawals and other benefits are subject to the applicable product terms and market performance.

SISO • Term Insurance

SISO in Term Insurance

SISO is not restricted only to Return of Premium variants. Bajaj Life applies the SISO monthly premium approach across its term insurance product portfolio and applicable variants.

Systematic In

Monthly Premium

Term Insurance

Continuous Protection

Product / Variant Benefits

As applicable under the selected plan

The SISO approach enables customers to structure their term insurance premium commitment through systematic monthly payments instead of viewing protection only through a large annual premium commitment.

  • Monthly systematic premium payment approach
  • Applicable across Bajaj Life term insurance products / variants
  • Makes premium commitments easier to plan across the year
  • Helps integrate life protection into regular monthly financial planning
  • Protection continues according to policy terms while required premiums are paid
  • Product and variant-specific benefits continue to apply according to the selected term plan

SISO + Term Insurance

Monthly Premium Discipline + Life Insurance Protection + Product-Specific Benefits

SISO itself is a systematic premium payment approach and is not a guaranteed return. Where specific term products or variants have additional SISO benefits, those benefits apply only according to the applicable official product terms.

ACTIVE CONTESTS & PAYOUT BOOSTERS

Active Contests & Payout Boosters

Explore monthly contests, limited-period campaigns & long-term recognition programmes.

Monthly Contests & Payout Boosters

Fresh contests and payout opportunities introduced each month based on business priorities.

Active Now
LIMITED DURATION

Early Bird Activation Contest

Earn special payout boosters and early activation rewards for reaching initial monthly milestones.

View Details
YEARLY PREMIUM

International Tours & Conventions

Unlock exclusive international travel conventions by achieving target annual premium volumes.

View Details
FEATURED PRODUCTS

Specific Product Payout Boosters

Maximize overall commission with additional percentage payouts on high-priority products.

View Details
MONTHLY SISO PLAN

Foreign Convention Rewards

Achieve top performance slabs on monthly SISO plans to qualify for sponsored foreign convention trips.

View Details

Limited-Period Special Drives

Time-bound contests and special campaigns running for a defined campaign window.

JAIPUR CONCLAVE

Jaipur Conclave Drive for CLIA

Exclusive qualification campaign designed for CLIA advisors to attend the national Jaipur Conclave.

View Details
SPECIAL BOOST

Extra Payouts on GPG Products

High-yield payout window offering additional margin boosts on Guaranteed Pension Goal (GPG) sales.

View Details
MPI FESTIVE DRIVE

Dussehra Festival Special Contest

Festive period MPI sprint drive featuring instant cash bonuses and elevated payout slabs.

View Details
ONBOARDING & CLUB

Welcome & Club Status Rewards

One-time onboarding rewards and a fast-track pathway to lock in corporate club memberships early.

View Details

Long-Term Recognition & Performance Programmes

Extended programmes designed around sustained performance, global recognition, and career milestones.

MDRT / COT / TOT

MILAP Italy - MDRT Pathway

Global recognition programme for MDRT, MDRT Plus, COT, and TOT qualifiers with a grand convention in Italy.

View Details
SISO MFP DRIVE

Super 30 Special Incentive Program

Elite performance programme for top performers in the SISO MFP channel with priority corporate support.

View Details
MUMBAI INVITATION

Titanium Club Invitation for IC

Exclusive invitation to Mumbai for Titanium Club IC members featuring leadership interaction and felicitation.

View Details
UNIT LINKED / HNI

ULIP Blockbuster Drive

Dedicated blockbuster contest tailored for HNI partners driving volume in high-ticket Unit Linked products.

View Details

LIMITED DURATION

Early Bird Activation Contest

Earn special payout boosters and early activation rewards for reaching initial monthly milestones.

Contest Objective

Encourage early business activation through the month.

Contest Period

Limited duration - opening window of the month

Eligibility

All active consultants

Reward / Payout / Incentive

Special payout boosters and early activation rewards on reaching initial monthly milestones.

Qualification & Criteria

  • Qualification: As per the current official contest circular.
  • Product / Business Criteria: As per the current official contest circular.
  • Premium / Activity Requirements: As per the current official contest circular.

Conditions & Terms

  • Important Conditions: Milestones must be achieved within the defined early-activation window.
  • Applicable Terms: Refer to the current official contest circular for complete, final and binding terms and conditions.
Disclaimer: The details provided here are for informational purposes only. Please refer to the official contest circular for complete, final and binding terms and conditions.

YEARLY PREMIUM

International Tours & Conventions

Unlock exclusive international travel conventions by achieving target annual premium volumes.

Contest Objective

Reward sustained annual premium volume with international exposure.

Contest Period

Yearly

Eligibility

All active consultants meeting the annual premium volumes

Reward / Payout / Incentive

Exclusive international travel convention qualification.

Qualification & Criteria

  • Qualification: As per the current official contest circular.
  • Product / Business Criteria: As per the current official contest circular.
  • Premium / Activity Requirements: As per the current official contest circular.

Conditions & Terms

  • Important Conditions: Annual premium targets must be achieved within the defined period.
  • Applicable Terms: Refer to the current official contest circular for complete, final and binding terms and conditions.
Disclaimer: The details provided here are for informational purposes only. Please refer to the official contest circular for complete, final and binding terms and conditions.

FEATURED PRODUCTS

Specific Product Payout Boosters

Maximize overall commission with additional percentage payouts on high-priority products.

Contest Objective

Drive focus on high-priority products.

Contest Period

Featured-product window

Eligibility

All active consultants

Reward / Payout / Incentive

Additional percentage payouts on high-priority products.

Qualification & Criteria

  • Qualification: As per the current official contest circular.
  • Product / Business Criteria: As per the current official contest circular.
  • Premium / Activity Requirements: As per the current official contest circular.

Conditions & Terms

  • Important Conditions: Applies only to the specified featured products.
  • Applicable Terms: Refer to the current official contest circular for complete, final and binding terms and conditions.
Disclaimer: The details provided here are for informational purposes only. Please refer to the official contest circular for complete, final and binding terms and conditions.

MONTHLY SISO PLAN

Foreign Convention Rewards

Achieve top performance slabs on monthly SISO plans to qualify for sponsored foreign convention trips.

Contest Objective

Promote monthly SISO plans through convention-linked recognition.

Contest Period

Monthly SISO plan

Eligibility

All active consultants

Reward / Payout / Incentive

Sponsored foreign convention trips for top performance slabs.

Qualification & Criteria

  • Qualification: As per the current official contest circular.
  • Product / Business Criteria: As per the current official contest circular.
  • Premium / Activity Requirements: As per the current official contest circular.

Conditions & Terms

  • Important Conditions: Top performance slabs on monthly SISO plans are required.
  • Applicable Terms: Refer to the current official contest circular for complete, final and binding terms and conditions.
Disclaimer: The details provided here are for informational purposes only. Please refer to the official contest circular for complete, final and binding terms and conditions.

JAIPUR CONCLAVE

Jaipur Conclave Drive for CLIA

Exclusive qualification campaign designed for CLIA advisors to attend the national Jaipur Conclave.

Contest Objective

Recognize CLIA advisors through national conclave attendance.

Contest Period

Limited campaign window

Eligibility

CLIA advisors

Reward / Payout / Incentive

Qualification to attend the national Jaipur Conclave.

Qualification & Criteria

  • Qualification: As per the current official contest circular.
  • Product / Business Criteria: As per the current official contest circular.
  • Premium / Activity Requirements: As per the current official contest circular.

Conditions & Terms

  • Important Conditions: Qualification criteria apply as per the current official circular.
  • Applicable Terms: Refer to the current official contest circular for complete, final and binding terms and conditions.
Disclaimer: The details provided here are for informational purposes only. Please refer to the official contest circular for complete, final and binding terms and conditions.

SPECIAL BOOST

Extra Payouts on GPG Products

High-yield payout window offering additional margin boosts on Guaranteed Pension Goal (GPG) sales.

Contest Objective

Boost Guaranteed Pension Goal (GPG) product sales.

Contest Period

Limited campaign window

Eligibility

All active consultants

Reward / Payout / Incentive

Additional margin boosts on GPG sales.

Qualification & Criteria

  • Qualification: As per the current official contest circular.
  • Product / Business Criteria: As per the current official contest circular.
  • Premium / Activity Requirements: As per the current official contest circular.

Conditions & Terms

  • Important Conditions: Applicable only to Guaranteed Pension Goal (GPG) sales.
  • Applicable Terms: Refer to the current official contest circular for complete, final and binding terms and conditions.
Disclaimer: The details provided here are for informational purposes only. Please refer to the official contest circular for complete, final and binding terms and conditions.

MPI FESTIVE DRIVE

Dussehra Festival Special Contest

Festive period MPI sprint drive featuring instant cash bonuses and elevated payout slabs.

Contest Objective

Run a festive-period MPI sprint drive.

Contest Period

Festive period

Eligibility

All active consultants

Reward / Payout / Incentive

Instant cash bonuses and elevated payout slabs.

Qualification & Criteria

  • Qualification: As per the current official contest circular.
  • Product / Business Criteria: As per the current official contest circular.
  • Premium / Activity Requirements: As per the current official contest circular.

Conditions & Terms

  • Important Conditions: Business must be logged within the festive contest window.
  • Applicable Terms: Refer to the current official contest circular for complete, final and binding terms and conditions.
Disclaimer: The details provided here are for informational purposes only. Please refer to the official contest circular for complete, final and binding terms and conditions.

ONBOARDING & CLUB

Welcome & Club Status Rewards

One-time onboarding rewards and a fast-track pathway to lock in corporate club memberships early.

Contest Objective

Fast-track newly onboarded consultants into corporate clubs.

Contest Period

Onboarding window

Eligibility

Newly onboarded consultants

Reward / Payout / Incentive

One-time onboarding rewards and a fast-track pathway to corporate club memberships.

Qualification & Criteria

  • Qualification: As per the current official contest circular.
  • Product / Business Criteria: As per the current official contest circular.
  • Premium / Activity Requirements: As per the current official contest circular.

Conditions & Terms

  • Important Conditions: Applicable within the defined onboarding window.
  • Applicable Terms: Refer to the current official contest circular for complete, final and binding terms and conditions.
Disclaimer: The details provided here are for informational purposes only. Please refer to the official contest circular for complete, final and binding terms and conditions.

MDRT / COT / TOT

MILAP Italy - MDRT Pathway

Global recognition programme for MDRT, MDRT Plus, COT, and TOT qualifiers with a grand convention in Italy.

Contest Objective

Provide global recognition for MDRT, MDRT Plus, COT, and TOT qualifiers.

Contest Period

Annual

Eligibility

MDRT, MDRT Plus, COT, and TOT qualifiers

Reward / Payout / Incentive

Grand convention in Italy.

Qualification & Criteria

  • Qualification: As per the current official contest circular.
  • Product / Business Criteria: As per the current official contest circular.
  • Premium / Activity Requirements: As per the current official contest circular.

Conditions & Terms

  • Important Conditions: Qualification as per the applicable global MDRT guidelines.
  • Applicable Terms: Refer to the current official contest circular for complete, final and binding terms and conditions.
Disclaimer: The details provided here are for informational purposes only. Please refer to the official contest circular for complete, final and binding terms and conditions.

SISO MFP DRIVE

Super 30 Special Incentive Program

Elite performance programme for top performers in the SISO MFP channel with priority corporate support.

Contest Objective

Recognize elite performance in the SISO MFP channel.

Contest Period

Long-term

Eligibility

Top performers in the SISO MFP channel

Reward / Payout / Incentive

Priority corporate support.

Qualification & Criteria

  • Qualification: As per the current official contest circular.
  • Product / Business Criteria: As per the current official contest circular.
  • Premium / Activity Requirements: As per the current official contest circular.

Conditions & Terms

  • Important Conditions: Sustained performance and persistency expectations apply.
  • Applicable Terms: Refer to the current official contest circular for complete, final and binding terms and conditions.
Disclaimer: The details provided here are for informational purposes only. Please refer to the official contest circular for complete, final and binding terms and conditions.

MUMBAI INVITATION

Titanium Club Invitation for IC

Exclusive invitation to Mumbai for Titanium Club IC members featuring leadership interaction and felicitation.

Contest Objective

Recognize Titanium Club IC members.

Contest Period

Long-term

Eligibility

Titanium Club IC members

Reward / Payout / Incentive

Exclusive invitation to Mumbai with leadership interaction and felicitation.

Qualification & Criteria

  • Qualification: As per the current official contest circular.
  • Product / Business Criteria: As per the current official contest circular.
  • Premium / Activity Requirements: As per the current official contest circular.

Conditions & Terms

  • Important Conditions: Applicable to qualifying Titanium Club IC members.
  • Applicable Terms: Refer to the current official contest circular for complete, final and binding terms and conditions.
Disclaimer: The details provided here are for informational purposes only. Please refer to the official contest circular for complete, final and binding terms and conditions.

UNIT LINKED / HNI

ULIP Blockbuster Drive

Dedicated blockbuster contest tailored for HNI partners driving volume in high-ticket Unit Linked products.

Contest Objective

Drive volume in high-ticket Unit Linked products.

Contest Period

Long-term

Eligibility

HNI partners

Reward / Payout / Incentive

Dedicated blockbuster contest recognition.

Qualification & Criteria

  • Qualification: As per the current official contest circular.
  • Product / Business Criteria: As per the current official contest circular.
  • Premium / Activity Requirements: As per the current official contest circular.

Conditions & Terms

  • Important Conditions: Applicable to high-ticket Unit Linked product business.
  • Applicable Terms: Refer to the current official contest circular for complete, final and binding terms and conditions.
Disclaimer: The details provided here are for informational purposes only. Please refer to the official contest circular for complete, final and binding terms and conditions.

Fast-Track Enablement

3-Day Digital Fast-Track Onboarding

Comprehensive step-by-step 3days digital Session designed for domain overview.

DAY 1

Introduction & Career Pathway

  • Introduction to Bajaj Life & Company Vision
  • Understanding Your Role & Core Responsibilities
  • Career Growth Journey: IC to CLIA Promotion Slabs
DAY 2

Products, Payouts & Success Formula

  • Best High-Yield Products Overview
  • Blueprint on How to Succeed as an Advisor
  • Clear Understanding of Payout & Commission Structures
DAY 3

Exam Preparation & Certification

  • IC38 Exam Readiness & Important Concepts
  • Mock Tests, Sample Questions & Test Strategy
  • Final Onboarding Formalities & Launch Preparation

Digital Infrastructure

Powered by Smart Digital Support

Everything you need to work faster and serve clients better, in one place.

OneAPP Application

One application for seamless access to every digital tool of Bajaj Life Insurance.

i-Smart Mobile Application

Manage policies, issue documents, and track your entire client portfolio instantly from your smartphone.

InstaLearn Training Module

Interactive, self-paced learning that sharpens your product knowledge and sales confidence fast.

Official WhatsApp Support

Get quick answers from our team on WhatsApp at 8806727272, during working hours.

Chat on WhatsApp

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